Article 1 – Purpose
These Terms of Use (hereinafter referred to as “TOU”) define the conditions for using the website www.ikksinvest.eu. By accessing the site, the user agrees to these TOU without reservation.

Article 2 – Access to the Site
Access to the website www.ikksinvest.eu is free and open to all. However, certain services, such as loan applications, may require the creation of an account and acceptance of specific conditions.

Article 3 – User Responsibility
The user agrees to use the website in compliance with the laws and regulations in force. It is forbidden to post or transmit any illegal, harmful, defamatory, or otherwise infringing content.

Article 4 – Publisher Responsibility
IKKS INVEST makes every effort to provide reliable information on its website but does not guarantee the accuracy, completeness, or timeliness of the information provided. IKKS INVEST cannot be held liable for any damages resulting from the use of the website or the inability to access it.

Article 5 – Intellectual Property
All content on the site (texts, images, logos, videos, etc.) is protected by copyright and is the exclusive property of IKKS INVEST or its partners. Any unauthorized reproduction is strictly prohibited.

Article 6 – Hyperlinks
The website www.ikksinvest.eu may contain hyperlinks to other websites. IKKS INVEST is not responsible for the content of these third-party websites.

Article 7 – Changes to the TOU
IKKS INVEST reserves the right to modify these TOU at any time. The changes will take effect upon their publication online. Users are encouraged to regularly review this page.

Article 8 – Governing Law
These TOU are governed by French law. In case of any dispute, French courts shall have exclusive jurisdiction.